Debt Counselling in South Africa is recognised as a profession and has established its own association - the Debt Counsellors Association of South Africa ( DCASA) .The primary aim of the industry is to interview and assist over-indebted consumers and to ensure that the consumer is not the victim of unscrupulous or reckless lending. The professionalism of Debt Counselling in South Africa ensures that standards of right and honorable conduct must be observed by all Debt Counsellors in dealing with both the consumer and credit provider.
Debt Counselling in South Africa is monitored by the National Credit Regulator. All Debt Counsellors must submit a report every quarter, detailing all work carried out. The NCR may be contacted by any person that believes a Debt Counsellor is acting unprofessionally or unethically. If found guilty, the Debt Counsellor may be deregistered and legal proceedings enforced. This provides the consumer with protection from exploitation.